:root{--navy:#10284b;--navy2:#0b1d36;--gold:#c89a32;--gold2:#e0b85d;--paper:#fbfaf6;--cream:#f3f0e8;--ink:#172235;--muted:#687181;--line:#dedbd2;--white:#fff;--max:1160px;--serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--sans);line-height:1.65}a{color:inherit}button,input,select,textarea{font:inherit}.container{width:min(var(--max),92%);margin-inline:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:15px;top:15px;background:#fff;padding:10px;z-index:99}
.announce{background:var(--navy2);color:#fff;font-size:12px;letter-spacing:.04em}.announce .container{display:flex;justify-content:center;padding:8px 0}.announce a{text-decoration:underline;text-underline-offset:3px}
header{position:sticky;top:0;z-index:20;background:rgba(251,250,246,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(16,40,75,.10)}nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;text-decoration:none;min-width:210px}.brand img{width:150px;height:auto;display:block}.navlinks{display:flex;align-items:center;gap:28px}.navlinks a{text-decoration:none;font-size:13px;font-weight:700;color:#26354c}.navlinks a:hover{color:var(--gold)}.navlinks .cta{background:var(--navy);color:#fff;padding:11px 17px;border-radius:4px}.menu{display:none;border:0;background:transparent;color:var(--navy);font-size:28px}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--cream) 0%,#fff 62%,#f5f1e7 100%);border-bottom:1px solid var(--line)}.hero:after{content:"";position:absolute;width:460px;height:460px;border:1px solid rgba(200,154,50,.22);border-radius:50%;right:-180px;top:-180px}.hero-grid{position:relative;z-index:1;min-height:650px;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:65px;padding:80px 0}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:#927022;font-weight:800;text-transform:uppercase;letter-spacing:.16em;font-size:11px}.eyebrow:before{content:"";width:24px;height:2px;background:var(--gold)}h1,h2,h3{font-family:var(--serif);color:var(--navy);font-weight:600}h1{font-size:clamp(48px,6vw,78px);line-height:.99;letter-spacing:-.035em;margin:17px 0 23px;max-width:760px}h1 em{color:var(--gold);font-style:normal}.hero-copy{font-size:19px;color:#5e6878;max-width:660px}.buttons{display:flex;flex-wrap:wrap;gap:12px;margin-top:31px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 19px;border-radius:4px;text-decoration:none;font-weight:800;font-size:14px;border:1px solid var(--navy)}.btn.primary{background:var(--navy);color:#fff}.btn.primary:hover{background:var(--navy2)}.btn.ghost{background:#fff;color:var(--navy)}.btn.gold{background:var(--gold);border-color:var(--gold);color:#10284b}.hero-note{margin-top:18px;font-size:12px;color:#7a8290}.hero-panel{background:var(--navy);color:#fff;border-radius:2px;padding:39px;box-shadow:24px 28px 0 rgba(200,154,50,.17);position:relative}.hero-panel:before{content:"";position:absolute;left:0;top:0;width:7px;height:100%;background:var(--gold)}.hero-panel .mini{color:var(--gold2);font-size:11px;text-transform:uppercase;letter-spacing:.16em;font-weight:800}.hero-panel h2{color:#fff;font-size:33px;line-height:1.15;margin:12px 0 14px}.hero-panel p{color:#d7deea;margin:0}.hero-points{list-style:none;padding:0;margin:28px 0 0}.hero-points li{display:flex;gap:12px;padding:12px 0;border-top:1px solid rgba(255,255,255,.14);font-size:14px}.hero-points li:before{content:"✓";color:var(--gold2);font-weight:900}
.trust{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.trust-item{padding:25px 30px;border-right:1px solid var(--line)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;color:var(--navy);font-family:var(--serif);font-size:20px}.trust-item span{display:block;color:var(--muted);font-size:13px;margin-top:3px}
section{padding:92px 0}.soft{background:var(--cream)}.section-head{max-width:760px;margin-bottom:43px}.section-head h2{font-size:45px;line-height:1.08;letter-spacing:-.025em;margin:10px 0 13px}.section-head p{font-size:17px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);padding:28px;min-height:205px;position:relative}.card:before{content:"";position:absolute;left:0;top:0;width:3px;height:42px;background:var(--gold)}.card .num{font-size:11px;font-weight:900;letter-spacing:.12em;color:#9a7727}.card h3{font-size:25px;margin:9px 0 9px}.card p{font-size:14px;color:var(--muted);margin:0}.card a{color:var(--navy);font-weight:800;text-decoration:none}
.journey{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line)}.journey-item{display:grid;grid-template-columns:90px 1fr;gap:18px;padding:23px 15px 23px 0;border-bottom:1px solid var(--line)}.journey-item:nth-child(odd){margin-right:25px}.journey-item:nth-child(even){padding-left:25px;border-left:1px solid var(--line)}.level{font-size:12px;font-weight:900;letter-spacing:.08em;color:#947127}.journey-item h3{font-family:var(--sans);font-size:16px;font-weight:800;margin:0;color:var(--navy)}.journey-item p{margin:4px 0 0;color:var(--muted);font-size:13px}
.callout{background:var(--navy);color:#fff;padding:46px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:30px}.callout h2{color:#fff;font-size:37px;margin:0 0 8px}.callout p{color:#d5dce6;margin:0;max-width:720px}.callout .btn{white-space:nowrap}
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.step{background:#fff;padding:25px 20px;min-height:145px}.step .n{font-size:11px;color:#a17b25;font-weight:900;letter-spacing:.12em}.step h3{font-family:var(--sans);font-size:16px;font-weight:800;margin:10px 0 4px}.step p{font-size:12px;color:var(--muted);margin:0}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.metric{border-top:2px solid var(--gold);background:#fff;padding:25px}.metric h3{font-size:23px;margin:0 0 7px}.metric p{font-size:14px;color:var(--muted);margin:0}
.about{display:grid;grid-template-columns:.72fr 1.28fr;gap:60px;align-items:center}.about-mark{background:var(--navy);min-height:390px;display:grid;place-items:center;position:relative;overflow:hidden}.about-mark:after{content:"";width:240px;height:240px;border:1px solid rgba(224,184,93,.5);border-radius:50%;position:absolute}.about-mark span{font-family:var(--serif);font-size:150px;color:#fff;position:relative;z-index:1}.about h2{font-size:46px;line-height:1.05;margin:10px 0}.role{color:#9a7727;font-weight:800;font-size:14px}.about p{color:var(--muted);font-size:15px}.signature{font-family:cursive;color:var(--navy);font-size:22px;margin-top:20px}
.safeguard-strip{display:flex;gap:12px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--line);margin-top:25px}.shield{width:35px;height:35px;border-radius:50%;background:var(--cream);display:grid;place-items:center;color:var(--navy);font-weight:900;flex:none}.safeguard-strip strong{display:block;color:var(--navy);font-size:14px}.safeguard-strip span{display:block;color:var(--muted);font-size:13px}
.contact{background:var(--navy);color:#fff}.contact .eyebrow{color:var(--gold2)}.contact-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:60px;align-items:start}.contact h2{color:#fff;font-size:48px;line-height:1.04;margin:12px 0}.contact-intro{color:#d8dfeb;font-size:16px}.contact-list{margin-top:28px}.contact-list a{display:block;color:#fff;text-decoration:none;font-weight:700;margin:11px 0}.contact-list a:hover{color:var(--gold2)}form{background:#fff;color:var(--ink);padding:31px;border-radius:2px}.form-title{font-family:var(--serif);font-size:28px;color:var(--navy);margin:0 0 5px}.form-sub{font-size:13px;color:var(--muted);margin:0 0 22px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{margin-bottom:14px}.field label{display:block;font-size:12px;font-weight:900;margin-bottom:6px;color:#27354b}.field input,.field select,.field textarea{width:100%;border:1px solid #cfd2d8;border-radius:2px;padding:11px 12px;background:#fff;color:var(--ink);outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 2px rgba(200,154,50,.13)}.field textarea{min-height:105px;resize:vertical}.checks{display:grid;grid-template-columns:1fr 1fr;gap:8px}.checks label{display:flex;gap:8px;align-items:flex-start;min-width:0;font-size:12px;line-height:1.45;color:#4f5868}.checks input{width:auto;min-width:18px;height:18px;flex:0 0 auto;margin:2px 0 0;accent-color:var(--navy)}.consent{display:flex;gap:9px;align-items:flex-start;color:#687181;font-size:11px;margin:14px 0}.consent input{margin-top:2px;accent-color:var(--navy)}.form-note{font-size:10px;color:#7b8390;margin:11px 0 0}.form-note a{color:var(--navy);font-weight:700}.submit{width:100%;border:0;background:var(--navy);color:#fff;padding:13px;font-weight:900;cursor:pointer;border-radius:2px}.submit:hover{background:var(--navy2)}
footer{background:#08172c;color:#fff;padding:48px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:40px}.footer-brand{max-width:420px}.footer-brand img{width:175px;filter:brightness(0) invert(1);opacity:.95}.footer-brand p{color:#b9c3d2;font-size:13px}.footer-links{display:flex;flex-wrap:wrap;gap:18px;align-content:flex-start}.footer-links a{color:#d8dfeb;text-decoration:none;font-size:12px}.footer-links a:hover{color:var(--gold2)}.copyright{border-top:1px solid rgba(255,255,255,.13);padding-top:18px;margin-top:35px;color:#8e9bad;font-size:11px;display:flex;justify-content:space-between;gap:15px}
.page-hero{background:var(--cream);padding:75px 0;border-bottom:1px solid var(--line)}.page-hero h1{font-size:58px;margin-bottom:13px}.page-hero p{max-width:750px;color:var(--muted);font-size:17px}.legal{max-width:850px}.legal h2{font-size:30px;margin-top:42px}.legal h3{font-family:var(--sans);font-size:16px;font-weight:800;color:var(--navy);margin-top:26px}.legal p,.legal li{font-size:14px;color:#5d6777}.legal ul{padding-left:22px}.notice{background:#fff;border:1px solid var(--line);padding:20px;margin-top:25px}
@media(max-width:900px){.navlinks{gap:15px}.hero-grid{grid-template-columns:1fr;min-height:auto}.hero-panel{max-width:680px}.cards,.metrics{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.about,.contact-grid{grid-template-columns:1fr}.about-mark{min-height:250px}.trust-item{padding:20px}.callout{grid-template-columns:1fr}.journey-item:nth-child(odd){margin-right:0}.journey-item:nth-child(even){padding-left:15px}}
@media(max-width:700px){.announce{display:none}nav{height:72px}.brand img{width:132px}.menu{display:block}.navlinks{display:none;position:absolute;left:0;right:0;top:72px;background:var(--paper);padding:17px 4%;border-bottom:1px solid var(--line);box-shadow:0 12px 25px rgba(0,0,0,.06);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.navlinks .cta{width:100%;text-align:center}.hero-grid{padding:58px 0}.hero-panel{padding:30px 25px}.hero-panel h2{font-size:28px}h1{font-size:50px}.hero-copy{font-size:17px}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line);padding:17px 0}.trust-item:last-child{border-bottom:0}section{padding:68px 0}.section-head h2,.about h2,.contact h2{font-size:37px}.cards,.metrics,.process{grid-template-columns:1fr}.journey{grid-template-columns:1fr}.journey-item:nth-child(even){border-left:0;padding-left:0}.journey-item{grid-template-columns:75px 1fr}.grid2,.checks{grid-template-columns:1fr}form{padding:22px}.callout{padding:30px 24px}.callout h2{font-size:30px}.footer-top,.copyright{flex-direction:column}.page-hero h1{font-size:45px}}